I used the PRE-COLORED Mrs Luvvy Owl from Digital Delights by Louby Loo. I think it's great that you can use these adorable images even if you don't want to color. All of Wendy's digis can be purchased pre-colored or in black and white.
I added some frills using Crinkle ribbon from My Craft Spot, a half doily that I spritzed with Tattered Angels and gathered a bit, an adhesive pearl and a stick pin from my stash.
I also added pearls around the card and on the sentiment
(from K Andrew Designs Sew Much Fun set)